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THE YI TEAM IS A PROUD SUPPORTER OF AMERICAN CANCER SOCIETY

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The Yi Team - Mortgage on a Mission

Mortgage Experts in Rockville, MD

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  • CONTACT
  • LET’S GET STARTED
    • Apply With Chong Yi
    • Apply With Derek Harman
    • Apply With Erin Finke
    • Apply With John Walowac
    • Apply with Jon Ingram
    • Apply with Paul Defngin
    • More About Each Mortgage Advisor

THE YI TEAM – MORTGAGE ON A MISSION

Let’s Get Started
Child playing baseball in front of new homes.

Start investing in

YOUR future, not your landlord’s.

Life is too short to pay rent and struggle to reach your goals. Every month of rental payments is only investing in your landlord’s future and holds you back. Invest in yourself! Keep your eye on the ball and The Yi Team will coach you to that home run!

Let’s Get Started

1st Home Buyer

FIRST TIME HOME BUYER

Our team of experts answer all your questions and let you know what to expect throughout the home loan process. We’ll show you loan options and first time home buyer programs so you feel confident about your home loan.

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BEEN THERE BUYER

Moving up? Change in family structure? Downsizing? We have programs and advisors to help you get where you want to go.

Refinance

REFINANCE

We’re with you throughout the life of your home loan so when it’s time to refinance, we’ll let you know. If it’s to save money or restructure your mortgage, we can inspire you with a plan.

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CASH OUT REFINANCE

Access the equity in your home to help you update your kitchen or finance that large purchase with a cash out refinance.

Custom home loans designed to help you reach your goals,
with real people who guide you every step of the way,
for the life of your home loan.

Two story home in the evening

WHAT’S NEXT

The Yi Team has made the homebuying and refinancing process easy.


  1. Schedule Discovery Call
    Contact your Mortgage Advisor to schedule a Discovery Call. This is where you’ll get Pre-Approved. We’ll chat about your goals and develop a budget to help you reach them.
  2. Find Your Home
    Homebuyers can take the pre-approval letter to any realtor and find a home that they know they can afford to invest in.
  3. Close The Deal
    Time to sign the paperwork and get the keys to your new home!

“We believe that a well planned mortgage leads to long term wealth.”

-Chong Yi, Producing Branch Manager




Chong and 4 others on the corner smiling

Who The Yi Team Helps and How We Work

Personalized Mortgage Solutions for Every Buyer

At The Yi Team Mortgage, we specialize in helping first-time home buyers, veterans, real estate investors, and move-up buyers find the perfect home loan. Whether you’re buying a vacation home in North Carolina, refinancing your current home in Maryland, or investing in rental property in Virginia, our team has the tools and expertise to guide you every step of the way.

Our personalized approach means you’re not just another file. We’ll help you:

  • Get pre-approved fast with a local expert
  • Understand your home loan options (Conventional, VA, FHA, DSCR, HomeReady, and more)
  • Compare monthly payment estimates with our custom Total Cost Analysis
  • Access programs that offer down payment assistance or grants where eligible
  • Get your loan closed on time—often faster than the competition

We believe in transparency, speed, and communication that makes you feel at ease through the entire process. With licensed mortgage advisors in AR, DC, DE, FL, GA, IL, MD, NC, PA, SC, TN, VA, and WV, we’re here for you—no matter where you call home.

Click to start your pre-approval or book a free call. We’re ready when you are.

Get Pre-Approved

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The Buzz

Find out what others are saying about their experience with The Yi Team, don’t just take our word for it!

“My clients have been searching for a long time and were very hesitant and cautious due to past experiences- all members of the team were very helpful in answering their questions and addressing their concerns, and helped pave a path for their loan (with two loan products) in order for them to make this purchase. They were there for us for every complicated step and made it so easy for my clients to follow along in the process- they were the least anxious once we found the home and we were under contract working with the team on the loan. They are always my first choice in lending, but absolutely when it comes to my clients that really want that additional attentiveness.”

Ana D.

Realtor
“Erin came highly recommended so I knew I had to reach out to her to help my husband and I purchase our first home together. Erin was fantastic from start to finish! She was super responsive and always worked quickly to help us run numbers on houses we were interested in. 3 days prior to closing, we threw her a curveball and she somehow managed to pull off a seemingly impossible task. We were so impressed and so grateful for her prompt thinking and adaptability in addressing our unique circumstance. Not only is Erin an absolute pro, she is also extremely warm, patient, and personable. Thank you for everything, Erin!!“

Jennifer G.

First Time Home Buyer
“Derek and his team are absolute rockstars and true partners! This is the second time I’ve bought a home with them and there was no thought to consider anyone else. The team is absolutely amazing to work with! They are knowledgeable and really help you understand your options. Derek was always strategizing ways to help me make a competitive offer without going outside my comfort level with my budget. He worked incredibly well with my real estate agent and went out of his way to work with the selling agents when I made offers. He is someone I trust and I always felt he cared about my best interest. When I finally find my dream home, they allowed me to offer a competitive closing date and they didn’t even hesitate to get started as soon as we ratified. He and Christa were so on top of everything and had my loan cleared ahead of schedule. If you’re looking for a team who will advise you, partner with you, and help you through every step of the process, this is your team!“

Kelsey J.

Refinance
More Testimonials
FAQ Mortgages During Quarantine

Let’s Get Started On Your Journey to Homeownership

A well planned mortgage helps to build your long term wealth.

Custom home loans designed to help you reach your goals,
with real people who guide you every step of the way,
for the life of your home loan.

Let’s Get Started
Our Family of Brands to serve you better:  Vellum Mortgage, Mortgage on a Missions, The Yi Team

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Licensed in AR, DC, DE, FL, GA, IL, MD, NC, PA, SC, TN, VA, and WV

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Refinancing your loan may increase the total finance charges over the life of the loan.

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The Yi Team is DBA of Vellum Mortgage, Inc. LLC NMLS #1657323– nmlsconsumeraccess.org – Equal Housing Lender.