“I work behind the scenes to make loans go smoothly through to final approval.”
Alicia Newberry, Senior Loan Processor
I am the Senior Loan Processor for Mortgage On A Mission. My part in the process is taking all information and documentation provided and analyzing and presenting it in the best way possible for our underwriting team to make a decision on the loan. Hopefully, the experience that the borrowers take away from my work on their loan is that they barely know I am there! That it can go smoothly through to final approval.
Singing is my passion and I love that I live in a place that can make that happen (when there’s not a pandemic). I sing with my church choir – Christ Church Choir Nashville – and through my choir have gotten to travel the world (Japan, Norway, throughout the US), record and perform with multiple artists from Gospel to Country. Our choir also has several recorded projects of our own. Living out this dream is one of the best things in life! Family is very important to me! I am the youngest of 3 – with an older brother and sister. I enjoy being an Aunt to all my nieces and nephews and “surrogate” Aunt to the children of my friends! Life is full.
How Does This Work?
Although every loan is different, there are a few basics that you can expect to have happen when you apply for a home loan with Mortgage On A Mission.
The first one is great customer service! Expect to be wowed by these easy steps to start building your wealth with a well-planned mortgage.
We are dedicated to making your mortgage experience as easy as possible. We’ve developed a straightforward process for our home buyers that begins with a simple conversation and ends with a happy homeowner. Before you formally apply, we’ll start with a great conversation.
Start With A Conversation & Pre-Approval
Let’s get to know each other. We’ll talk over your home financing goals, set expectations for the process, and review your entire financial picture. It’s important to know how your loan works for you!
A crucial step in the mortgage process, getting pre-approved prevents you from missing out on your dream home, helps determine your budget and embeds any offer you might make with the weight of an entire local lending team.
Fill Out The Loan Application Online
With the help of your lending team, we’ll use the documents you’ve gathered for your online form to complete the loan application. Then, we’ll get to work on preparing your documents for you to complete.
Get All Necessary Docs In ASAP
The most time-sensitive step in the process, at this stage your loan disclosure documents will be prepared and sent to you to be signed. Complete this step as soon as you receive disclosures and be sure to send in all supporting documents with them!
Processing & Underwriting
Now the ball is in our court. Our in-house team of processors will work collaboratively and efficiently to review financial documents, order reports such as appraisal, and prepare your loan file for Underwriting.
An Underwriter will review your loan file to verify it meets lending requirements. This is when your loan is conditionally approved. If any further documents are needed we will let you know.
Clear To Close!
The path to homeownership is clear! Expect to receive a Closing Disclosure outlining the terms of your loan shortly.
Be sure to sign your Closing Disclosure 3 days before settlement as required to close on time!
Let’s Get Social
Thanks October Borrowers!
Thank You October Borrowers! Thank you to all of our borrowers who closed on their home loan in October! You’re amazing and spectacular! As a thank you, we are sending a donation to American Cancer Society. American Cancer Society is on a mission to free the world from cancer, all cancer, for all people. Every…
Thanks January Borrowers!
Thank You January Borrowers! Thank you to all of our borrowers who closed on their home loan in January! You’re amazing and spectacular! As a thank you, we are sending a donation to the Wendt Center for Loss and Healing. With nationally recognized expertise, the Wendt Center for Loss and Healing is a premier resource…
Thanks December Borrowers!
Thank You December Borrowers! Thank you to all of our borrowers who closed on their home loan in November! You’re amazing and spectacular! As a thank you, we are sending a donation to A Wider Circle. Simply put, their mission is to end poverty. A Wider Circle’s holistic approach integrates on-the-ground services for the creation…