Welcome!
Welcome to The Yi Team Mortgage On A Mission! I’m Erin Finke, producing sales manager. Let’s get you home with confidence. Here’s everything you need to know.
Buying a home is a big deal, and we’re here to make it smooth, stress-free, and even a little fun.
We don’t just do mortgages—we structure them with your bigger financial and housing goals in mind.
With 25 years of experience and thousands of happy homeowners, we’ve built a process that’s fast, transparent, and proactive.
You’ll get regular updates, quick turn times to meet your deadlines, and a team that stays in full control from start to finish—no surprises, just smooth sailing to closing day.
Plus, we throw in some cool tools and unexpected gifts to make the journey even better.
And when your loan closes, you can feel good knowing it’s making a positive impact on the community. Let’s do this!
FAQ
How long does the mortgage process take?
We close fast. Like, really fast. Our Perfect Loan Process keeps everyone on the same page, so your loan moves smoothly from start to finish. You’ll get regular updates (so will your real estate agent), and we’ll make sure you close on time, without surprises.
What documents will I need?
We’ll guide you through exactly what’s needed, but typically, you’ll need pay stubs, tax returns, bank statements, and ID. The good news? Jen Hansel, our mortgage rockstar, will help handle all the details, so you don’t have to stress.
How much will I need for a down-payment?
It depends! Some loans allow as little as 3% down, and there are even zero-down options available. During our Discovery Call, I’ll review your financial picture with you and help structure the best mortgage strategy to build your wealth—because buying a home isn’t just about getting the keys, it’s about setting yourself up for long-term financial success.
What’s the difference between pre-qualified and pre-approved?
A pre-qualification is a quick estimate of what you might be able to borrow, but a pre-approval is the real deal—it means I’ve reviewed your income, credit, and assets so you can shop with confidence and stand out to sellers. And because communication is our thing, we’ll keep you updated throughout the process so you always know what’s next.
Will I be left in the dark during the loan process?
Absolutely not! My team and I believe great relationships and communication are the key to success. That means you’ll hear from us regularly, and so will your real estate agent. You’ll always know where things stand, what’s next, and when you can expect to close.
Why should I work with you instead of my bank?
We’re not just about loans—we’re about helping you build wealth and reach your financial goals. We take the time to structure a mortgage that works for you now and in the future. Plus, banks are known for being slow and impersonal. We’re the opposite. With faster closings, clear communication, and a team that actually picks up the phone, we make sure your experience is smooth from day one.
Home Loan Timeline
Say Hi To Erin Finke’s Team
Hey there! I’m Erin Finke, and I’m here to make your first-time home buyer experience (or your next home purchase) as smooth, stress-free, and maybe even a little fun as possible. As the team leader at The Yi Team Mortgage on a Mission, my goal is simple—deliver a 5-star experience for every borrower and the incredible referral partners I’m lucky to work with. I’ll guide you through the process, answer your questions, and make sure everything stays on track so when closing day comes, it’s nothing but high-fives and happy tears.
But I don’t do this alone! Meet the powerhouse team of mortgage pros who will be working alongside me—Jen Hansel and Alicia Newberry. After our discovery call, you’ll hear from Jen Hansel, my right-hand woman and an absolute rockstar when it comes to handling your application and documentation. Don’t be surprised when you hear from her—she’s got your back, and I promise you’ll be best friends by the time we’re done.
Whether you’re buying your first home, moving up, or refinancing to save money, I’m here every step of the way. Helping people become homeowners is what drives me—there’s nothing better than seeing someone get the keys to a place they can truly call their own.
Outside of work, you’ll find me spending time with my husband, our two amazing kids, and our two rescue pups. We love being outdoors—hiking, beach weekends, and making the most of every adventure.
At The Yi Team Mortgage on a Mission, we’re more than just a mortgage team—we’re your partners in homeownership, and we’re in this together. Scroll down to read my 5-star reviews, and let’s get you home with Erin Finke!
Guides & Resources
DO’s & DON’TS CHECKLIST
PACKING CHECKLIST
ERIN FINKE’S WELCOME PACK
HOME EQUITY REPORT
WASHINGTON FAMILY AWARD
Let’s Connect!
Erin Finke
Producing Sales Manager, NMLS #536279
240-888-0161
erin@theyiteam.com
Hours of Operation
Monday – Friday
8:30 am – 5:30 pm
Find Erin Finke On Instagram and Facebook @mortgagemama.dmv
It may be a great time for you to buy if you’ve been waiting for competition to cool and inventory to warm up!
In the last 2 weeks, we’ve seen over a dozen contracts with seller concessions and reduced prices!! Why? There is more on the market, rates remain in the high 6’s and many people are traveling for summer vacation. Most homes are on the market longer, which leads to the ability to negotiate. While we cannot negotiate the market to make rates go lower, you may be able to negotiate a lower price or seller credit to buy down your rate. DM me to be connected with great local professionals 😍
What is your goal for buying this year?
#mortgage #mortgagelender #firsttimehomebuyer #realestate #mortgage101 #mortgagetips #realtor #homebuying
⚡️⚡️ PSA to all home buyers! Lowering the sales price of a home lowers your investment and isn’t the best way to save money! 💰 Connect with a creative lender who can help you think outside the box 💪🏻
*this is in no way a commitment to lend. Not all applicants will qualify*
#mortgage #mortgagelender #realestate #mortgage101 #mortgagetips #realtor #realestate #homebuying #homebuying101
Has a lender told you that you have to sell your home prior to buying your next one? #mortgage #mortgagelender #firsttimehomebuyer #realestate #lovewhatyoudo #mortgage101 #mortgagetips #realtor #homebuying #moveupbuyer
6 months to go!!! #mortgage #mortgagelender #firsttimehomebuyer #realestate #mortgage101 #mortgagetips #realtor #homebuying #preapproved
We ensure you receive every benefit you are eligible for. Knowledge is power!
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This was a fun post to make 🥰 I love love LOVE being a positive influence on people’s lives. I can help you and your clients too!
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It’s the truth. 🥹 thank you 🙏🏻
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So many exciting things are on the way!!! Stay tuned for a new series featuring yours truly and @harman_derek
💪🏻Are you a home buyer considering purchasing your first home?
💪🏻Are you looking to buy your next home but don’t know how to juggle your current sale and purchase at once?
💪🏻Are you a Realtor who needs an edge to help your clients win offers?
💪🏻Are you a Realtor who needs a fresh and positive prospective your guide your clients?
💪🏻 Are you a home owner who wants to better understand the current market?
We’ve got you!
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I absolutely love the history of Montgomery County. I have lived here for over 30 years yet there is always more to learn and appreciate. I had the pleasure to touring some of Montgomery County’s most historic homes today, and it was a fantastic!!! The homeowners shared all of the history, their personal stories, and of course THEIR HOMES! If was my first year attending but I will be sure to share the registration with all of you for further tours. It was awesome. Amazing work @historicagreserve
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He doesn’t act 56!!
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PSA for those considering a a first-time purchase in Maryland!
Not all first time buyers will qualify but if you don’t ask you won’t know! Other qualifications are considered such as credit score, first time buyer status, debt to income ratio and income limits.
AMI (Area Median Income) is determined by location. DM me for more details
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When in doubt, bring @taylorswift in to the mix!
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