• Skip to main content
  • Skip to header right navigation
  • Skip to site footer

THE YI TEAM IS A PROUD SUPPORTER OF AMERICAN CANCER SOCIETY

The Yi Team Mortgage On A Mission Logo White

The Yi Team - Mortgage on a Mission

Mortgage Experts in Rockville, MD

  • HOME
  • ABOUT
    • About Us
    • News
    • Mortgage 101
    • Mortgage On A Mission
    • Home Loans for Travel Nurses
    • Success Stories
    • The Buzz
  • CONTACT
  • LET’S GET STARTED
    • Apply With Chong Yi
    • Apply With Derek Harman
    • Apply With Erin Finke
    • Apply With John Walowac
    • Apply with Jon Ingram
    • Apply with Paul Defngin
    • More About Each Mortgage Advisor


Welcome!

Welcome to The Yi Team Mortgage On A Mission! I’m Jon Ingram, senior mortgage advisor. Let’s get you home with confidence. Here’s everything you need to know.

Get Pre-Approved


Buying a home is a big deal, and we’re here to make it smooth, stress-free, and even a little fun.
We don’t just do mortgages—we structure them with your bigger financial and housing goals in mind.
With 25 years of experience and thousands of happy homeowners, we’ve built a process that’s fast, transparent, and proactive.
You’ll get regular updates, quick turn times to meet your deadlines, and a team that stays in full control from start to finish—no surprises, just smooth sailing to closing day.
Plus, we throw in some cool tools and unexpected gifts to make the journey even better.
And when your loan closes, you can feel good knowing it’s making a positive impact on the community. Let’s do this!


Jon Ingram on the phone at his desk

FAQ

How long does the mortgage process take?

We close fast. Like, really fast. Our Perfect Loan Process keeps everyone on the same page, so your loan moves smoothly from start to finish. You’ll get regular updates (so will your real estate agent), and we’ll make sure you close on time, without surprises.


What documents will I need?

We’ll guide you through exactly what’s needed, but typically, you’ll need pay stubs, tax returns, bank statements, and ID. The good news? Jen Hansel, our mortgage rockstar, will help handle all the details, so you don’t have to stress.


How much will I need for a down-payment?

It depends! Some loans allow as little as 3% down, and there are even zero-down options available. During our Discovery Call, I’ll review your financial picture with you and help structure the best mortgage strategy to build your wealth—because buying a home isn’t just about getting the keys, it’s about setting yourself up for long-term financial success.


What’s the difference between pre-qualified and pre-approved?

A pre-qualification is a quick estimate of what you might be able to borrow, but a pre-approval is the real deal—it means I’ve reviewed your income, credit, and assets so you can shop with confidence and stand out to sellers. And because communication is our thing, we’ll keep you updated throughout the process so you always know what’s next.


Will I be left in the dark during the loan process?

Absolutely not! My team and I believe great relationships and communication are the key to success. That means you’ll hear from us regularly, and so will your real estate agent. You’ll always know where things stand, what’s next, and when you can expect to close.


Why should I work with you instead of my bank?

We’re not just about loans—we’re about helping you build wealth and reach your financial goals. We take the time to structure a mortgage that works for you now and in the future. Plus, banks are known for being slow and impersonal. We’re the opposite. With faster closings, clear communication, and a team that actually picks up the phone, we make sure your experience is smooth from day one.



Home Loan Timeline with Jon Ingram




Jon Ingram with 3 other golfers


The Yi Team at Orioles game

Meet Jon Ingram – Mortgage Advisor, Soon-to-Be Dad, and Your Low-Stress Loan Guy

Hey, I’m Jon Ingram—licensed mortgage advisor, part of the powerhouse team behind Chong Yi, and the guy who’s here to help make your home loan experience smooth, clear, and maybe even a little fun.

When you work with me, I’ll walk you through your options, keep your goals front and center, and make sure we land on a loan that fits your life. I manage my own pipeline of amazing clients while also working closely with Chong behind the scenes to keep things moving like a well-oiled machine.

You may also hear from Jen Hansel—our team MVP and the friendly face (or inbox) making sure all the pieces come together. She keeps everything organized and makes sure nothing slips through the cracks. Together, we’ve got your back from start to finish.

A Bit About Me

I grew up in Culpeper, Virginia and have lived in the DMV area my whole life. I graduated from the University of Maryland (go Terps!), and I’m a die-hard Caps and Washington Football fan—since the days of 80s hair and shoulder pads.

When I’m not helping people buy homes, I’m spending time with my amazing wife, Katie, and getting ready for my next big adventure: fatherhood! Yep—we’ve got a baby on the way, and we couldn’t be more excited. Life is full, busy, and better than ever.

If you’re looking for a calm, knowledgeable guide who’ll make the loan process feel a little less intimidating (and a lot more human), I’m your guy.

At The Yi Team Mortgage on a Mission, we’re more than just a mortgage team—we’re your partners in homeownership, and we’re in this together. Let’s get you home with Jon Ingram!


Guides & Resources

Do's and Don'ts of Home Buying Download

DO’S & DON’TS CHECKLIST

Homebot Home Equity Report on Laptop

HOME EQUITY REPORT

Moving Checklist for a Stress Free Move

MOVING CHECKLIST

WELCOME PACKET


Jon Ingram headshot against white circle

Let’s Connect

Jon Ingram
Senior Mortgage Advisor
301-525-8408
jon@theyiteam.com


Hours of Operation

Monday – Friday
8:30 am -5:30 pm


Find Jon Ingram on Instagram and Facebook @midlifemortgages


Get Pre-Approved
FAQ Mortgages During Quarantine

Let’s Get Started On Your Journey to Homeownership

A well planned mortgage helps to build your long term wealth.

Custom home loans designed to help you reach your goals,
with real people who guide you every step of the way,
for the life of your home loan.

Let’s Get Started
Our Family of Brands to serve you better:  Vellum Mortgage, Mortgage on a Missions, The Yi Team

The Yi Team - Mortgage On A Mission logo

Let’s Get Social

  • Instagram
  • Facebook

Licensed in AR, AZ, DC, DE, FL, GA, IL, MD, NC, PA, SC, TN, VA, and WV

Privacy Policies
Licenses
Disclosures

Refinancing your loan may increase the total finance charges over the life of the loan.

© 2025 · Mortgage on a Mission · All Rights Reserved
The Yi Team is DBA of Vellum Mortgage, Inc. LLC NMLS #1657323– nmlsconsumeraccess.org – Equal Housing Lender.