I take pride in simplifying this large transaction and making it transformational for each client.”
Jessica Smith, Senior Mortgage Banker, NMLS #1927738
Jessica began her career in retail leadership with prominent companies like Tesla and Apple. It was after a family relocation that she found herself in Mortgage in 2017. Her love and passion for delivering an incredible customer experience fit perfectly within the mortgage lending industry. She knows customers have choices. It is her mission that every step of her clients journey is smooth. Jessica takes pride in simplifying this large transaction and making it transformational for each client. The difference she makes for her clients is incredibly fulfilling and rewarding which drives her.
Outside of work Jessica is a mom, wife, sister, daughter and friend. You will find her spending time with her two daughters with their lacrosse, gymnastics and dance. Her husband and she love doing projects around her home, personalizing wherever they can. She loves to spend time at the beach and take annual trips every summer to Deep Creek Lake. Spending time outside and hanging with her neighbors is something Jessica does often. Jessica also enjoys spending time with the Mortgage on a Mission Team who has become an extended family.
Check out my YouTube channel!
I help home buyers with the financial side of buying a home. Mortgages and home loans are complex. I break it down every week so borrowers know their options and feel confident in making their next move. Come say hi!
Meet Your Amazing Team!
You have a talented team of mortgage specialists who are in your corner! Take a look behind the scenes and see how your mortgage will come to life.
Jessica Smith
Senior Mortgage Advisor
You’ve already been working alongside Jessica. She is the quarterback of our team. Once she has structured your loan to your unique specification, a plan is mapped out, and your loan documents are prepared and sent to you for completion.
Beth Posada
Loan Coordinator
Beth will be your new best friend. She gathers all the documents and information to make sure your loan goes through the underwriting process without a hitch.
Alicia Newberry
Senior Loan Processor
Alicia takes allllll the information that’s been collected and analyzes it so it can be presented in the best way possible to the underwriters. You probably won’t hear from Alicia directly, but just know you need her on your team. She’s gonna make you look good.
What people are saying about Jessica Smith
We strive to give every borrower and referral partner a 5 star service. We have dozens of testimonials to back that up. Click below for our Experience.com reviews to see what others are saying!
How Does This Work?
Although every loan is different, there are a few basics that you can expect to have happen when you apply for a home loan with Mortgage On A Mission.
The first one is great customer service! Expect to be wowed by these easy steps to start building your wealth with a well-planned mortgage.
We are dedicated to making your mortgage experience as easy as possible. We’ve developed a straightforward process for our home buyers that begins with a simple conversation and ends with a happy homeowner. Before you formally apply, we’ll start with a great conversation.
Start With A Conversation & Pre-Approval
Let’s get to know each other. We’ll talk over your home financing goals, set expectations for the process, and review your entire financial picture. It’s important to know how your loan works for you!
A crucial step in the mortgage process, getting pre-approved prevents you from missing out on your dream home, helps determine your budget and embeds any offer you might make with the weight of an entire local lending team.
Fill Out The Loan Application Online
With the help of your lending team, we’ll use the documents you’ve gathered for your online form to complete the loan application. Then, we’ll get to work on preparing your documents for you to complete.
Get All Necessary Docs In ASAP
The most time-sensitive step in the process, at this stage your loan disclosure documents will be prepared and sent to you to be signed. Complete this step as soon as you receive disclosures and be sure to send in all supporting documents with them!
Processing & Underwriting
Now the ball is in our court. Our in-house team of processors will work collaboratively and efficiently to review financial documents, order reports such as appraisal, and prepare your loan file for Underwriting.
An Underwriter will review your loan file to verify it meets lending requirements. This is when your loan is conditionally approved. If any further documents are needed we will let you know.
Clear To Close!
The path to homeownership is clear! Expect to receive a Closing Disclosure outlining the terms of your loan shortly.
Be sure to sign your Closing Disclosure 3 days before settlement as required to close on time!