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The Yi Team Mortgage

Mortgage Experts in Rockville, MD

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June Contest

June Contest
June Contest

How would you use your refinance savings? Which would you choose next: a kitchen renovation, or a new garage? Enter our June Contest to win a $100 Amazon gift card, just in time for those weekend warrior projects!

Here’s How To Enter the June Contest

  1. Got to our Facebook or Instagram page to enter.
  2. Comment on which project you’re going to start next with your refi savings!

We’ll choose the lucky winner the week of June 8th, and announce them via DM. 

About Our Monthly Contest

The Yi Team Mortgage is hosting a monthly drawing on our social media pages.We love our customers and community! Whether you have worked with us in the past, or plan to work with us in the future, or even if you’re just friends with us online, you know we like to have some fun! So, we thought what better way to have a good time than with a monthly drawing!

It’s fun and easy to participate! Every month, tune in to our Facebook and Instagram pages for an announcement. Follow the directions to enter. Winners will be announced via DM (direct message). Contest rules and awards will vary from month to month.

Be the first to know about our next drawing by joining our mailing list.

The Yi Team Mortgage contests are not affiliated with Facebook, Instagram or Amazon. No purchase necessary.

Refinance Your Mortgage
Funding Fun Projects
Mortgage As Investment

Chong Yi Ranked Top 1%

Top 1% ranking by Mortgage Executive Magazine

ROCKVILLE, MD, May 2020 – The Yi Team Mortgage is proud to announce that producing branch manager, Chong Yi, has been ranked as the “Top 1% Mortgage Originators in America 2019” by Mortgage Executive Magazine for the 7th year in a row.

Every year, Mortgage Executive Magazine compiles a comprehensive list of America’s top one percent of mortgage originators. The top 100 mortgage originator list debuted in 1995 in Mortgage Originator Magazine. Mortgage Executive Magazine expanded the ranking in 2001 to include the top 1 percent of the hundreds of thousands of loan originators in the United States.

Chong Yi has been ranked as Top 1% every year since 2013. The minimum eligibility for this classification is a personal production of at least $30 million per year. This cannot include loan volumes of associate originators. [More about Chong Yi]

Mortgage Executive Magazine seeks to recognize and celebrate the service, dedication and hard work that leading mortgage professionals like Chong Yi have put into serving their clients during the home loan process.

ABOUT THE YI TEAM MORTGAGE

The Yi Team Mortgage is the Shady Grove branch of Apex Home Loans. They are currently licensed in Maryland, DC, Virginia, Delaware and Florida. The Yi Team attributes their success in the mortgage industry to dedication to strong customer service and supporting their communities. Chong Yi is a regular spokesperson for Real Men Wear Pink, a competition to benefit American Cancer Society. In 2019 Chong initiated Mortgage On A Mission to benefit the charities and causes that his referral partners support. For more information on The Yi Team, visit their pages on Facebook, Instagram and Youtube.

Mortgages During Quarantine

FAQ Mortgages During Quarantine

Borrowers and home buyers have a lot of questions about mortgages during quarantine. It may feel like the whole world has stopped. But that isn’t the case at all. In fact, there is a LOT going on in the real estate industry today.

FAQ Mortgages During Quarantine

I sat down with senior mortgage advisor, Derek Harman to get his perspective on how the coronavirus has changed home buying today. How are mortgages during quarantine being affected?

Is it a good time to buy a home right now?

The short answer is yes! People will always need to move. Even during our current quarantine there are people selling their homes.

Of course there are not as many homes as normal for the spring market. Inventory is low. That creates a great opportunity for competition between potential homebuyers.

I’m making sure my clients are set up so they are prepared for that possibility. It’s important to make sure borrowers can bring their best offer to the table so they are the winning offer.

What do you see happening with interest rates in the near future?

Interest rates are very favorable right now. There is some up and down in the market, so I recommend that borrowers get all of their information together as soon as possible, especially for a refinance. That way they’re ready to lock in the best possible rate before the rates change.

My clients get a list of all the documents they need so they’re ready quickly.

Should I refinance my mortgage during quarantine?

Anytime you have an opportunity to save money on one of the largest financial investments in your life, you should do it!

Now is the time to contact your mortgage advisor, if they haven’t already called you. They will be able to review your current mortgage and see how you can save money. Being smart and saving money right now might make a world of difference in our current economy. I like my clients to be prepared.

Of all the quarantine FAQs I’m hearing, this is the one that I hope everyone is taking action on.

Why don’t all mortgage products offer the same low rates right now?

There isn’t a pat answer for this. I’m answering questions like these every day, and the answers are changing. It’s important that my clients have a conversation with me before they spend time looking for homes that aren’t in their price range. I want to make sure borrowers are set up for success, so my advice changes case by case.

So what is the first step for people who want to buy a home right now?

Thankfully my answer to that hasn’t changed! The first step for mortgages during quarantine still means start with a call or email to your mortgage advisor.

Make sure they set you up for success. For refinances, you don’t want to miss out on the right interest rates. Find out what paperwork you need and send it in ASAP so you don’t miss an opportunity.

For home buyers, find out how much home you can afford so you don’t get outbid by someone else with the house you have your eye on. And you don’t want to be wasting time or taking chances with your health looking at a home that isn’t in your price range.

For more information about mortgages and to get started with your refinance or home buyer journey, check out the links below.

More About Derek Harman
Monthly Mortgage Newsletter
Apply Now

Spring Surge

Mortgage and Real Estate Review With Erin Finke and Julie Robinson

Julie Robinson of Julie Robinson & Mark Smith Associates and Erin Finke of the Yi Team Mortgage discuss the spring surge, current market events, questions from clients, and what we are seeing in the Real Estate Industry in the time of COVID-19.

 

Do you think that home values will drop, based on the COVID-19 pandemic?

Absolutely not. Julie and Mark have found new ways to show a home. During this spring surge, homes are selling quickly and sometimes even $10,000 over listing! We are learning something new every week, from childcare to running our businesses. We’re shifting how we’re doing things, it’s the new normal.

“People want to move. They’ve been stuck inside and see that they need more space” says Julie.

Online Tools

Some home search tools are outdated. Too much traffic means there is stale information on there. They aren’t being updated regularly. The right realtor has access to the most current home listings, including the spring surge of homes that haven’t even hit the market yet!

The Yi Team has a new software home valuation tool. It goes out to all homeowners to let help them understand the market and the value  of their home. This is information is based on computer data. Nothing beats the advice of a great realtor who sees what’s happening in real time and in perspective.

People are curious about interest rates. Should people be refinancing?

Rates are great! Refinancing depends on the goals of the homeowner. A low interest rate is great, but what is the priority in restructering the loan? We would need to have a conversation before we can answer that question. We need to know things like how long are you going to be in the home? What do you want the monthly payment to be? In managing the largest debt you have, there is no one-fits-all answer.

The last word.

With everyone staying home, people are ready to move. There is serious competition lined up for buyers when the quarantine is over. Start now working with your realtor. Start now working with your mortgage advisor. Prepare during this spring surge so you’re ready for your move or refinance.

 

More about Real Estate & Mortgages during COVID-19.

Get started on your refi or home purchase.

Say hello to Julie Robinson, of Julie Robinson and Mark Smith Real Estate.

Mortgages & COVID-19

Healthcare Heroes

Thank you healthcare heroes!

Governor Hogan announced that Saturday, May 3rd is Healthcare Heroes Day. We asked all of our clients, borrowers, friends and family send in photos of the essential workers and healthcare heroes in their lives so we could honor them with a shout out on social media. Thank you to everyone who sent in photos to help us show our appreciation with a video.

Take 45 seconds to see the faces of these heroes!

Thank You Healthcare Heroes!

Thank you for all that you do! We are honored and inspired to have you in our lives!

Lori L, nurse practitioner in New York. Katie I, registered nurse in Baltimore. Mike W, 911 dispatcher in New York. Jennifer V, corrections officer in New York. Cindy K, registered nurse. Jennifer C, nurse. Bekah, registered nurse. Kyle, police officer. Jeff D, NICU nurse.

See more on our Facebook page.

Mortgage On A Mission

We hope you chose The Yi Team because of our smart mortgage advisors and loan programs. But we want you to stick around because every loan we provide makes the world a better place. We’re proud of our social purpose and activism We hope you are too. Isn’t that what “home” is all about? [Read More]

Mortgage On A Mission

Mortgage Relief Options

Mortgage Relief Options for home loans

Due to the COVID-19 pandemic a lot of homeowners are furloughed or out of work. They’re wondering how they’re going to make the next mortgage payment. There are some mortgage relief options out there, but get educated before you make the leap.

Should you apply for forbearance?
Chong Yi shares the benefits and pitfalls of applying for forbearance and other mortgage relief options. Things are changing quickly.  In general, Chong feels that mortgage relief is a positive. It allows borrowers to put their mortgage payments on hold for several months. He warns there are pitfalls to think about before jumping at forbearance.

If you take forbearance for 3 months, do you have to pay it back all at once?
First, understand that only government backed loans can apply for forbearance. Like FHA or VA loans. The best way to find out if yours applies would be to ask loan servicer.

There are 3 ways that loans might be paid back.
Each loan servicer has a different policy. The CARES Act does not have a universal pay back plan. So call who you send your mortgage payment to for accuracy. [More about the CARES Act]

In general, there are 3 ways to handle payments that are being deferred.

  1. The unpaid payments are added to the back end of the loan. If you have a 30 year loan and forbearance for 3 months, you would pay for 30 years and 3 months.
  2. The unpaid payments are paid in one lump sum at the end of the forbearance period.
  3. The unpaid payments are spread out over several months, making your monthly payment higher for a certain amount of time.

Chong is concerned that 2 of the 3 options may leave borrowers unable to afford the monthly mortgage payment.

Who decides how the forbearance is paid back?
Each loan servicer has their own policy to pay back the forbearance. Borrowers much call their loan servicer to find out what their policy is.

What are the drawbacks of forbearance?
According to Chong there are 2 pitfalls.

  1. In order to pay back the forbearance, borrowers may be unable to afford the monthly payment.
  2. It is unclear how forbearance will affect future credit and borrowing power.

If you are struggling now, what are your mortgage relief options?
Chong suggest you first take a deep look at your budget. Is it possible to go leaner for the next few months? This is not free money. Secondly, if you must apply for forbearance, call your loan servicer and make sure you get the forbearance in writing.

 

We know you have questions about forbearance and CARES Act. You can find more information in these two posts below.

Have a question for Chong Yi? Read his bio and ask a question here.

 

CARES Act Mortgage Tips

Mortgages & COVID-19

Interview with Chong Yi and Fox 5 DC.

CARES Act Mortgage Tips

CARES Act and Forbearance Advice

Lack of timeline to repay CARES Act mortgage relief could hurt homeowners. Borrowers are calling Chong Yi with a lot of concerns right now. Paying the bills when you’ve been laid off or furloughed is a difficult decision that many people are facing.

The CARES Act and Forbearance were initiated to offer relief to homeowners who are struggling during the stay at home government mandate. What hasn’t been clear is each lender and service provider is following different rules regarding repayment. There isn’t a universal timeline for how the lender can make you pay back that money.

What is CARES Act?
CARES Act stands for Coronavirus Aid, Relief, Economic Security Act. Here’s the bill.

Who Should Apply For Forbearance?
The CARES Act only applies to borrowers with a federally backed loan, like Frannie Mae or Freddie Mack.

Forbearance Is Not Free Money
Forbearance is an agreement to take a temporary break from paying your mortgage. This money must be paid back at some point. Legislation does not give a timeline on how this money must be paid back.

  1. Lump Sum as soon as forbearance period is over.
  2. Split up that unpaid money over a few months. This would be added to your monthly mortgage payment.
  3. Add it on to the end of the loan.

Legislation Needs To Be Made Clear
VA Senator Mark Warner said the intent of the legislation was to add those unpaid monthly payments onto the end of the loan. So if your mortgage was in forbearance for 3 months, if you have a 30 year mortgage it would then be 30 years + 3 months. Warner goes on to say that we need broader guidance regarding the repayment to help people get through this unprecedented period. The repayment program needs to be more universal. CARES Part 2 would address this.

How To Protect Yourself and Your Home
Chong Yi reminds borrowers to protect themselves when they’re considering forbearance.

  1. Make sure you call your loan service provider. Find out what their repayment program entails.
  2. Get something in writing. Things are changing quickly. Make sure you have an agreement in writing from your service provider.

The Bigger Picture
We’re left with more questions. What happens to those lenders who don’t have the income from your mortgage to pay their investors, what happens to the whole mortgage system?

If you have additional questions about forbearance or the CARES Act please contact Chong Yi. More about Chong Yi.

 

Mortgages & COVID-19

Mortgage and Real Estate Review With Erin Finke and Julie Robinson

Questions are pouring in about how the mortgage and real estate industry is meeting today’s challenges during the COVID-19 pandemic. The biggest one: What does home buying look like during the pandemic? Erin Finke of the Yi Team Mortgage Advisors and Julie Robinson of Julie Robinson & Mark Smith Associates of Remax Realty Group discuss current professional adaptations of the Real Estate & Mortgage industry in the new normal.

 

How are housing and mortgage industry professionals managing the needs of their clients during COVID-19 pandemic?

Real estate agents and mortgage advisors are considered essential workers. Our businesses are open and still operating. We’re just working differently.

 

How do you interpret what government officials are mandating into what’s happening in the housing market?

The house hunting process has made a few adjustments to accommodate for the social distancing required by Governor Hogan. First, we’ll set up a virtual phone call, just like this one we’re having on Zoom. I can tour your home on Zoom and suggest ways to prepare your home for sale, offer staging ideas.

Service providers have also adapted how they support. Home stagers and home inspectors will come in with masks and gloves. Some appraisers will do a drive by appraisal if the homeowner doesn’t want anyone in their home.

 

What’s happening in the housing market now?

Spring market is our busiest time. There are a lot of buyers buzzing around. Inventory is low. Now is the perfect time to start planning, whether you’re buying a new home or refinancing your current home.

 

What’s happening in the mortgage market?

We’re still working, just doing it differently. Luckily for us the mortgage process is pretty much the same. We can work from our home office and process your loan much the same way. To be clear, there are challenges, but they are temporary. Guidelines are more strict. Different loan products are temporarily suspended. There is the added hurdle of furloughed workers and people who are out of work.

 

What should I do if I have been furloughed? How can I be ready when the pandemic is over?

The first step is to contact us to figure out a plan. We’ll make sure to put the steps in place so you are set up for success when things open back up again. Without some smart planning you might find yourself a few weeks behind.

 

What will happen when the pandemic ends?

Expect a delayed spring market. A lot of people have been holding off selling their home, or buying a new home, because of social distancing. When the quarantine is lifted, there will be a crush to list their homes. That means there will be a lot more homes available.

Thankfully, all of this is temporary. There will be changes to how we do business. But the best thing you can do now is be prepared. Talk to your mortgage advisor and your real estate professional to discuss your goals. Get pre-qualified so when social distancing and the COVID-19 pandemic is over, you’re ready to move when the opportunity presents itself.

 

Get more information

Want more tips from Erin Finke? Here’s her weekly podcast, Coffee & Jam.  And her bio with apply now button, About Erin.

Go to Julie Robinson’s website: Julie Robinson and Mark Smith Associates, ReMax Realty Group.

Thank You!

Sending a big THANK YOU to all of our clients and referral partners out there! We appreciate your business and your patience during these unusual times.

We are open for business and very grateful for new home loans and refinances. We are working behind the scenes to update practices to keep us all safe while staying legally compliant.

Give us a call with any questions about your mortgage or if you are thinking of buying a home now. We can help guide you!

It’s Time To Refinance!

Refi Opportunities 2020

The spring market of 2020 is moving especially fast this year. Refinance rates are at a historic low. Mortgage Advisor Chong Yi shares how to make sure you don’t miss an opportunity to save some money on your home loan.

We’ve been getting a lot of questions about the market this week. How do you know if it’s the right time for you to refinance your home? How has the Federal Reserve changes affected refinance rates? Can you save any money if you refi now? Will the rates go any lower? Is there such a thing as a 0% interest rate? How do you get started with a refi? How can you lock in a loan if your mortgage advisor can’t reach you by phone?

Chong and his mortgage advisors have answers to all these questions. And yes, quite a few of you can save a lot of money. But mortgage rates are moving quickly. Sometimes within hours. So it’s important to have a plan in place to grab that low rate on the next wave.

Don’t miss an opportunity! Click “Client Questionnaire” in the top right corner to get started on your refinance.

We’ll keep you updated about refinance rates on our Facebook and Instagram pages also.

Cruising With Chong

Cruising With Chong

Hop in the car! Let’s go for a ride! It’s time for Cruising With Chong!

Chong Yi is cruising the area with realtor friend Nathan Dart of Dart Homes REMAX. They’re talking about mortgages, smart practices, and real estate.

Learn what to look for in a great mortgage professional whether you’re a first time home buyer, real estate investor or buying your forever home. If you have questions about how to build your wealth with a well planned mortgage, this is a great place to get started.

How does The Yi Team provide greater value than the consumer could find online?

As career real estate and mortgage professionals we take this business seriously and we’re here for the long haul. We take the time to educate our clients so they understand the mortgage process and how a mortgage is going to build their wealth.

What if I don’t know how much mortgage I can afford? 

Chong offers and education to his borrowers. This helps them understand how to formulate their home financials. After an informational interview, Chong, will be able to help you understand how much you can afford to pay, how to pay off or manage debts, and how to build your wealth with a well-planned mortgage. Borrowers walk away understanding their financials better after they talk to Chong.

Apply with Chong Yi

How do I make a responsible financial decision about my mortgage?

Chong and The Yi Team believe that a well planned mortgage builds long term wealth. His philosophy also extends to the life of the loan. Our responsibility towards your loan doesn’t end “at closing”. We’re here for you until your loan is paid in full.

For that reason, it’s important that we help you make a smart decision about your mortgage. We want you to succeed. You’ll see that in the way we structure your mortgage.

We hope you’ll choose The Yi Team because of our smart mortgage advisors and loan programs. But we want you to stick around because the work we’re doing makes the world a better place. Every loan we close makes a greater impact on a cause you care about. We’re donating 1% to causes you care about. Find out more at mortgageonamission.com.

More about Chong Yi, NMLS #198732

Apply with Chong Yi

Julie Robinson & AFSP

This month’s Mortgage On A Mission drawing winner is American Foundation For Suicide Prevention (AFSP)!

Julie Robinson, of Julie Robinson and Mark Smith Associates, kindly joined us on Great Day Washington to talk about her personal story and how she got involved with AFSP.

ABOUT JULIE ROBINSON & MARK SMITH ASSOCIATES

Julie and Mark joined forces in 2003 after relating on a personalized approach to real estate. With over 30 years combined in the industry, their focus that continues to be creating an experience for each of their clients as unique as the client themselves.

As lifelong residents of the Greater Washington Metropolitan area, Julie has the right connections to her sellers. She and Mark consider it their connections and skill at finding the right neighborhood for clients to be their “6th sense”.

Julie and Mark specialize in Corporate Relocation, Senior Housing, Extraordinary Properties, Distressed Homes, and they are both First-time Home Buyer and LGBTQ Specialists. Their experience has led them to be featured on Fox 5 and to be named Premier Zillow Agents.

Julie Robinson supports #AFSP at the annual awareness walk, scheduled in the fall.

More about Julie Robinson here: julieandmarkhomes.com

ABOUT AMERICAN FOUNDATION FOR SUICIDE PREVENTION

Established in 1987, the American Foundation for Suicide Prevention (AFSP) is a voluntary health organization that gives those affected by suicide a nationwide community empowered by research, education and advocacy to take action against this leading cause of death.

More about AFSP here:  afsp.org

MORTGAGE ON A MISSION

Every month The Yi Team is donating 1% to a charity, which is chosen in a random drawing. Do you have a cause that you care about? Enter it into our drawing! Enter here: mortgageonamission.com, or just come by to learn more.

Last month’s drawing winner was American Cancer Society. Here’s Jen Hansel’s personal story.

Mortgage On A Mission

More about Jen Hansel and The Yi Team, here.

Mortgage On A Mission

Mortgage On A Mission WUSA9

We’re jumping in front of the camera on Great Day Washington WUSA9 to tell you a little bit about Jen Hansel’s battle with breast cancer, and Chong Yi’s experience with fundraising for American Cancer Society and Real Men Wear Pink, and Mortgage On A Mission.

Jen’s experience with breast cancer was a significant event for The Yi Team. It turned out to be the catalyst for Mortgage On A Mission.

WHAT IS MORTGAGE ON A MISSION?

Mortgage On A Mission, Giving 1 Percent

Every month The Yi Team will be donating 1% to a charity. We work with a few charities here at The Yi Team. But we wanted this program to have a bigger impact. We wanted our borrowers to understand that every loan we process means a difference to a cause they care about. So we’re asking all friends and referral partners to add their favorite charity to the list and will have a drawing each month to select the cause that will be donated to.

Everyone is invited to participate in Mortgage On A Mission. Add your favorite charity to the drawing. No purchase necessary.

STRONGER IMPACT

To make an even stronger impact on the donation, we’re inviting the person who suggested the winning charity to join us on WUSA9 Great Day Washington to talk about it. Don’t worry! It’s a short segment that makes a big difference so be brave! We’ll coach you through it and the interviewers are wonderful.

HOW DID WE CHOOSE AMERICAN CANCER SOCIETY?

Real Men Wear Pink and Chong Yi with Nathan Dart

We’ve worked with American Cancer Society for many years. You’re probably familiar with Chong’s Real Men Wear Pink fundraisers. We wanted the launch of Mortgage On A Mission to be extra meaningful to our team, so it only made sense that we select American Cancer Society as the first recipient.

FIND OUT MORE ABOUT JEN

Jen Hansel and Family, Mortgage On A Mission, Great Day Washington WUSA9

Jen Hansel shared her full story here. Everyone’s cancer story is different. Jen shares her story from diagnosis to treatment, including her choice to use Dignicap to save her hair.

STAY TUNED

We hope borrowers and real estate agents choose The Yi Team for our smart mortgage advisors. And we hope they’ll stick around because of the good that we’re doing!

Keep an eye out on social media for the #mortgageonamission!

Mortgage On A Mission

Mortgage On A Mission, Let's Talk

Planning For 2020

Planning for the new year is an exciting time for us at The Yi Team. Getting organized, focusing our efforts, putting it all down on the calendar. Our big project this year is Mortgage On A Mission!

Here’s the scoop: In the past you’ve probably seen a few posts and blurbs about the work we do with charities. It is something we all do behind the scenes of our every day mortgage business. Chong volunteers with Real Men Wear Pink and American Cancer Society. Erin donates time and effort to Heartly House. Derek raises funds for the Leukemia & Lymphoma Society, Maryland Chapter and Children’s National Medical Center every year. We’re also active with So What Else, our schools, local causes, and many others that we like to support.  [Click here to read more about charities we work with.]

In the past, we quietly posted about a donation that we were delivering, or talked to you privately at a happy hour about a fundraiser we were working on. But we never made it the face of our business. That’s changing.

Mortgage On A Mission

 

Mortgage On A Mission, Giving 1 Percent

This year we are making our charity and philanthropy projects a more visible part of our business. Why? To have a stronger impact on causes you care about.

We want you to feel good about working with The Yi Team for 2 reasons:

  1. When you’re working with The Yi Team, you and your clients are getting an amazing mortgage that will help build your wealth.
  2. Every loan enables us to invest in charities who are working to create positive change.

Mortgage On A Mission, Let's Talk

LET’S TALK

You’re going to see a lot of conversation on our social media and your inbox. We want to know who you support and why? How does it benefit the charity? How does it benefit you? #MortgageOnAMission is our hashtag, keep an eye out for it!

HOW WE GIVE

Every month The Yi Team is dedicating 1% of our net monthly profits to a cause you care about. Add your name to the list below. We’re going to select at random a name from the list and donate 1% of our monthly sales to the charity of choice.

SPREAD THE WORD

To make a greater impact with Mortgage On A Mission, we’re inviting the monthly winner to join us for Mortgage Monday on Great Day Washington WUSA9. This will give you a greater voice to talk about your charity and how you support it. It’s also a terrific time for you to talk about how your business works to support this cause.

IMPROVING LIVES

The Yi Team has always been about helping people build their personal wealth through smart mortgages. Mortgage On A Mission is a reminder that it’s possible to make a bigger impact.

When you work with The Yi Team you’ll know that you’re working with a crack team of mortgage advisors that will custom build a mortgage that will start building your personal wealth.

You’ll also have that feel-good moment knowing that your loan is working to create positive change in the world.

HOW YOU CAN HELP

Want to get on board? It’s easy. Drop your name and charity info below, and you’ll be entered into the monthly drawing. That’s it!

 

Mortgage On A Mission

  • What is the charity's website?

Lend us a hand and share this with a friend! And say hello on our Facebook page.

Thank you!

Holiday Gift Guide

Building wealth isn’t just for grown ups! Kids can get in the game by learning how to be smart about money at an early age with books about moving and money. Our Holiday Gift Guide is a list of some of our favorite books about moving and money that would be a great holiday or moving day gift.

Holiday Gift Guide includes Berenstain Bears Moving Day
The Berenstain Bears Moving Day, by Stan and Jan Berenstain

Holiday gift guide ideas
Henry and Mudge and Annie’s Good Move, by Cynthia Rylant

Holiday gift guide includes sticker books
Moving House Sticker Book, by Anne Civardi

Holiday Gift Guide book ideas
My Very Exciting, Sorta Scary, Big Move, by Woodring PhD. Lori Attanasio

Our holiday gift guide includes "New Kid New Scene"
New Kid New Scene, A Guide To Moving And Switching Schools, by Debbie Glassner PhD.

Big Ernie's New Home is on our holiday gift guide.
Big Ernie’s New Home: A Story For Children Who Are Moving, by Teresa Martin.

 

You don’t have to be moving to talk to your kids about money and home mortgages. Teach kids how to invest in themselves instead of spending money on someone else’s wealth by renting. There are a bunch of great books about moving and money out there. Here are a few that we like:

Finance 101 For Kids: Money Lessons Children Cannot Afford To Miss
Finance 101 For Kids: Money Lessons Children Cannot Afford To Miss. By Walter Andal.

The Kids Money Book is on our holiday gift guide
The Kids Money Book. By Jamie Kyle McGillian.

Holiday gift guide includes "Everything Money"
National Geographic Everything Money. By Kathy Furgang.

 

So whether you’re welcoming a new kid to the neighborhood, helping your child manage a big move, explaining how money and mortgages work, or looking for that smart holiday gift, take a look at our holiday gift guide and grab a great book about moving and money!

Click here to get on our Kids Corner email list!

At The Yi Team, we believe that a well planned mortgage creates long term wealth. Want to find out if you can build your long term wealth with a smart mortgage? Start your journey here!