Welcome!
Welcome to The Yi Team Mortgage On A Mission! I’m Erin Finke, producing sales manager. Let’s get you home with confidence. Here’s everything you need to know.
Buying a home is a big deal, and we’re here to make it smooth, stress-free, and even a little fun.
We don’t just do mortgages—we structure them with your bigger financial and housing goals in mind.
With 25 years of experience and thousands of happy homeowners, we’ve built a process that’s fast, transparent, and proactive.
You’ll get regular updates, quick turn times to meet your deadlines, and a team that stays in full control from start to finish—no surprises, just smooth sailing to closing day.
Plus, we throw in some cool tools and unexpected gifts to make the journey even better.
And when your loan closes, you can feel good knowing it’s making a positive impact on the community. Let’s do this!
FAQ
How long does the mortgage process take?
We close fast. Like, really fast. Our Perfect Loan Process keeps everyone on the same page, so your loan moves smoothly from start to finish. You’ll get regular updates (so will your real estate agent), and we’ll make sure you close on time, without surprises.
What documents will I need?
We’ll guide you through exactly what’s needed, but typically, you’ll need pay stubs, tax returns, bank statements, and ID. The good news? Jen Hansel, our mortgage rockstar, will help handle all the details, so you don’t have to stress.
How much will I need for a down-payment?
It depends! Some loans allow as little as 3% down, and there are even zero-down options available. During our Discovery Call, I’ll review your financial picture with you and help structure the best mortgage strategy to build your wealth—because buying a home isn’t just about getting the keys, it’s about setting yourself up for long-term financial success.
What’s the difference between pre-qualified and pre-approved?
A pre-qualification is a quick estimate of what you might be able to borrow, but a pre-approval is the real deal—it means I’ve reviewed your income, credit, and assets so you can shop with confidence and stand out to sellers. And because communication is our thing, we’ll keep you updated throughout the process so you always know what’s next.
Will I be left in the dark during the loan process?
Absolutely not! My team and I believe great relationships and communication are the key to success. That means you’ll hear from us regularly, and so will your real estate agent. You’ll always know where things stand, what’s next, and when you can expect to close.
Why should I work with you instead of my bank?
We’re not just about loans—we’re about helping you build wealth and reach your financial goals. We take the time to structure a mortgage that works for you now and in the future. Plus, banks are known for being slow and impersonal. We’re the opposite. With faster closings, clear communication, and a team that actually picks up the phone, we make sure your experience is smooth from day one.
Home Loan Timeline
Say Hi To Erin Finke’s Team
Hey there! I’m Erin Finke, and I’m here to make your first-time home buyer experience (or your next home purchase) as smooth, stress-free, and maybe even a little fun as possible. As the team leader at The Yi Team Mortgage on a Mission, my goal is simple—deliver a 5-star experience for every borrower and the incredible referral partners I’m lucky to work with. I’ll guide you through the process, answer your questions, and make sure everything stays on track so when closing day comes, it’s nothing but high-fives and happy tears.
But I don’t do this alone! Meet the powerhouse team of mortgage pros who will be working alongside me—Jen Hansel and Alicia Newberry. After our discovery call, you’ll hear from Jen Hansel, my right-hand woman and an absolute rockstar when it comes to handling your application and documentation. Don’t be surprised when you hear from her—she’s got your back, and I promise you’ll be best friends by the time we’re done.
Whether you’re buying your first home, moving up, or refinancing to save money, I’m here every step of the way. Helping people become homeowners is what drives me—there’s nothing better than seeing someone get the keys to a place they can truly call their own.
Outside of work, you’ll find me spending time with my husband, our two amazing kids, and our two rescue pups. We love being outdoors—hiking, beach weekends, and making the most of every adventure.
At The Yi Team Mortgage on a Mission, we’re more than just a mortgage team—we’re your partners in homeownership, and we’re in this together. Scroll down to read my 5-star reviews, and let’s get you home with Erin Finke!
Guides & Resources
DO’s & DON’TS CHECKLIST
PACKING CHECKLIST
ERIN FINKE’S WELCOME PACK
HOME EQUITY REPORT
WASHINGTON FAMILY AWARD
Let’s Connect!
Erin Finke
Producing Sales Manager, NMLS #536279
240-888-0161
erin@theyiteam.com
Hours of Operation
Monday – Friday
8:30 am – 5:30 pm
Find Erin Finke On Instagram and Facebook @mortgagemama.dmv
It’s all good though, I’m still cool in LOTS of other ways.😎
Now if you’ll excuse me, I’m gonna do some bird watching while I wait for my sourdough to bake. 🐦🥖
At first glance, waiting looks smarter…but let’s take a closer look 👀
While Person B might be saving $56/month by waiting:
🏠The home price climbs from $480k➡️ $525k
💰They are missing out on 2 years of equity growth, appreciation, and tax benefits
📉 When rates do drop? More buyers enter the market, causing competition-and prices-to go up
➡️ So here’s the real question:
Is it smarter to save $56/month if it means losing out on thousands of dollars in equity and opportunity?
Big picture thinking like this is why it’s critical to work with an experienced lender who can help you explore all options, and help determine what’s best for you now, 10 years from now, and beyond.
📲Send me a DM, and let’s get the conversation started.
From the mouths of babes😂
#mortgagelender #mortgagemama
The full review👇🏻
“Erin was incredible to work with. She always made time to answer our questions, and moved quickly when we were putting in offers. We appreciated how willing she was to educate us as new home buyers and recommend her without hesitation. Working with Erin will make getting a home that much easier.
Finally, it’s clear that Erin cares a lot about her customers. Despite being very busy, she always gave us her full attention and balanced clear advice with encouragement when the process became challenging. Choosing Erin to work with was one of the best decisions we made when putting our team together.”
Feedback like this honestly gets me a little teary-eyed because this is exactly how I want my clients to feel; educated, empowered, and supported every step of the way.
If you are ready to start out on your own journey to homeownership, I’d love to help guide you, too.
📲I’m just a DM away 💞
Hot take: the best time to buy isn’t when rates are lowest. It’s when the numbers already make sense for YOU!
#mortgagerates #firsttimehomebuyer #homebuyer #investment #returnoninvestment #buildingalegacy #finacialwealth #realestate #realtor #mortgage101
💭If you ever think about me, chances are it probably looks like coffee in hand, a dozen rate sheets open, while I’m simultaneously answering texts and DMs as I mentally plan my fit for Taylor’s wedding💅🏻👰
But the truth is, it’s strategy calls, reassuring discussions over loan options, pep talks about credit, providing calm when doubt start to creep in, and the most heart felt celebration when those keys are dropped in your hand. 🔑
Coffee and Taylor lyrics might fuel me, but helping my clients navigate every phase towards homeowership is what keeps me going.
🚨 Fed cut rates again… but here’s what you really need to know 👇
A lot of headlines make it sound like mortgage rates automatically drop when the Fed lowers the federal funds rate. Truth? That’s not how it works. The two don’t always move together.
👉 Mortgage rates often shift before the Fed makes a move because the market anticipates it.
👉 A Fed cut doesn’t guarantee lower mortgage rates tomorrow.
👉 This is exactly why it’s so important to have a lender who studies the market every day and can break it down for you in plain English.
It’s my job to keep up with all of this, so you don’t have to. 💁♀️
📩 Thinking about buying or refinancing but confused about rates? DM me “rates” and let’s figure out your options.
#MortgageMama #MortgageTips #DMVHomes #MortgageEducation #HomeLoanHelp
Buying your first home can feel overwhelming—questions, paperwork, decisions… it’s a lot.
But that’s exactly what I’m here for. 💕
In fact, one of my biggest goals is to not only make the home buying process smooth, but to also take something that feels scary and overwhelming, and help turn it into something empowering and exciting.
📲 If you’re a first-time buyer and want someone who will walk beside you the whole way, let’s connect.
🚨 Mortgage content that won’t put you to sleep 🚨
Finally—an account that’s:
✨ Relatable (because life’s too short for boring finance talk)
✨ Real (no fluff, just honesty)
✨ Educational (so you actually learn something)
✨ Relevant (today’s market, explained simply)
✨ …and yes, even FUN 🎉
I believe mortgages don’t have to be scary, confusing, or stuffy. If you’re looking for guidance that feels human—and maybe even makes you laugh along the way—you’re in the right place.
➡️ Stick around and let’s make this journey to homeownership a little lighter, smarter, and way less stressful.
#MortgageMadeSimple #HomeBuyingTips #MortgageWithErin #RealEstateEducation #RelatableContent
✨ Another season, another reminder of why I love what I do.
This summer I had the privilege of helping families through some of life’s biggest transitions—
🏡 First-time buyers putting down roots
📦 Families relocating to new chapters
👨👩👧👦 Parents needing more space for kids to grow
🌿 Empty-nesters downsizing for simplicity
Each front door represents more than a house—it’s the start of a new season in someone’s life.
I’m so grateful to walk alongside my clients through these milestones, guiding them toward a home that truly fits their dreams. 💙
📩 Thinking about a new season for yourself? Let’s talk about your next step.
#MortgageWithErin #HomeBuyingJourney #LifeTransitions #Homeownership
1. If you’re a homeowner who purchased in 2023, 2024, and 2025 - send me DM. It’s time to discuss your refinance strategy.
2. If you’re a home buyer it’s more important than ever to have your partners in your corner who will work for you to help you win the home you want, regardless of competition!
Your Lender and Realtor team MATTER!!!
#mortgage #realestate #realtor #mortgagelender #mortgagetips #mortgagerates #fyp #marylandhomebuyer #pennsylvaniahomebuyer #virigniahomebuyer #dchomebuyer #floridahomebuyer #homebuying
💬 “Curveballs don’t scare me—they motivate me. 💪🏼 This client story is exactly why I do what I do.
When challenges pop up right before closing, my job is to take the stress off your plate and find solutions that keep things moving forward. Because buying your first home should feel exciting—not impossible. 🏡✨
Grateful for clients who trust me with their biggest life milestones, and proud to deliver results with heart, patience, and persistence. 💖
Ready to feel supported every step of the way? Let’s chat. 📲”
