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THE YI TEAM IS A PROUD SUPPORTER OF AMERICAN CANCER SOCIETY

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The Yi Team - Mortgage on a Mission

Mortgage Experts in Rockville, MD

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Apply with Erin Finke

Welcome to The Yi Team Mortgage On A Mission! I’m Erin Finke, producing sales manager. Let’s get you home with confidence. Here’s everything you need to know.

Let’s Get Started


Buying a home is a big deal, and we’re here to make it smooth, stress-free, and even a little fun.
We don’t just do mortgages—we structure them with your bigger financial and housing goals in mind.
With 25 years of experience and thousands of happy homeowners, we’ve built a process that’s fast, transparent, and proactive.
You’ll get regular updates, quick turn times to meet your deadlines, and a team that stays in full control from start to finish—no surprises, just smooth sailing to closing day.
Plus, we throw in some cool tools and unexpected gifts to make the journey even better.
And when your loan closes, you can feel good knowing it’s making a positive impact on the community. Let’s do this!


4 people on The Yi Team

FAQ

How long does the mortgage process take?

We close fast. Like, really fast. Our Perfect Loan Process keeps everyone on the same page, so your loan moves smoothly from start to finish. You’ll get regular updates (so will your real estate agent), and we’ll make sure you close on time, without surprises.


What documents will I need?

We’ll guide you through exactly what’s needed, but typically, you’ll need pay stubs, tax returns, bank statements, and ID. The good news? Jen Hansel, our mortgage rockstar, will help handle all the details, so you don’t have to stress.


How much will I need for a down-payment?

It depends! Some loans allow as little as 3% down, and there are even zero-down options available. During our Discovery Call, I’ll review your financial picture with you and help structure the best mortgage strategy to build your wealth—because buying a home isn’t just about getting the keys, it’s about setting yourself up for long-term financial success.


What’s the difference between pre-qualified and pre-approved?

A pre-qualification is a quick estimate of what you might be able to borrow, but a pre-approval is the real deal—it means I’ve reviewed your income, credit, and assets so you can shop with confidence and stand out to sellers. And because communication is our thing, we’ll keep you updated throughout the process so you always know what’s next.


Will I be left in the dark during the loan process?

Absolutely not! My team and I believe great relationships and communication are the key to success. That means you’ll hear from us regularly, and so will your real estate agent. You’ll always know where things stand, what’s next, and when you can expect to close.


Why should I work with you instead of my bank?

We’re not just about loans—we’re about helping you build wealth and reach your financial goals. We take the time to structure a mortgage that works for you now and in the future. Plus, banks are known for being slow and impersonal. We’re the opposite. With faster closings, clear communication, and a team that actually picks up the phone, we make sure your experience is smooth from day one.


Home Loan Timeline


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Say Hi To Erin Finke’s Team

Hey there! I’m Erin Finke, and I’m here to make your first-time home buyer experience (or your next home purchase) as smooth, stress-free, and maybe even a little fun as possible. As the team leader at The Yi Team Mortgage on a Mission, my goal is simple—deliver a 5-star experience for every borrower and the incredible referral partners I’m lucky to work with. I’ll guide you through the process, answer your questions, and make sure everything stays on track so when closing day comes, it’s nothing but high-fives and happy tears.

But I don’t do this alone! Meet the powerhouse team of mortgage pros who will be working alongside me—Jen Hansel and Alicia Newberry. After our discovery call, you’ll hear from Jen Hansel, my right-hand woman and an absolute rockstar when it comes to handling your application and documentation. Don’t be surprised when you hear from her—she’s got your back, and I promise you’ll be best friends by the time we’re done.

Whether you’re buying your first home, moving up, or refinancing to save money, I’m here every step of the way. Helping people become homeowners is what drives me—there’s nothing better than seeing someone get the keys to a place they can truly call their own.

Outside of work, you’ll find me spending time with my husband, our two amazing kids, and our two rescue pups. We love being outdoors—hiking, beach weekends, and making the most of every adventure.

At The Yi Team Mortgage on a Mission, we’re more than just a mortgage team—we’re your partners in homeownership, and we’re in this together. Scroll down to read my 5-star reviews, and let’s get you home with Erin Finke!


Guides & Resources

Do's and Don'ts of Home Buying Download

DO’s & DON’TS CHECKLIST

Moving Checklist for a Stress Free Move

PACKING CHECKLIST

ERIN FINKE’S WELCOME PACK

Homebot Home Equity Report on Laptop

HOME EQUITY REPORT

Erin Finke ad in Washington Family Magazine

WASHINGTON FAMILY AWARD


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Let’s Connect!

Erin Finke, MortgageMama.dmv
Producing Sales Manager, NMLS #536279
240-888-0161
erin@theyiteam.com

Hours of Operation

Monday – Friday
8:30 am – 5:30 pm

Find Erin Finke On Instagram and Facebook @mortgagemama.dmv
Let’s Get Started

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5 Star Experience with Erin Finke

FAQ Mortgages During Quarantine

Let’s Get Started On Your Journey to Homeownership

A well planned mortgage helps to build your long term wealth.

Custom home loans designed to help you reach your goals,
with real people who guide you every step of the way,
for the life of your home loan.

Let’s Get Started
Our Family of Brands to serve you better:  Vellum Mortgage, Mortgage on a Missions, The Yi Team

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Refinancing your loan may increase the total finance charges over the life of the loan.

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The Yi Team is DBA of Vellum Mortgage, Inc. LLC NMLS #1657323– nmlsconsumeraccess.org – Equal Housing Lender.