We’ll guide you through exactly what’s needed, but typically, you’ll need pay stubs, tax returns, bank statements, and ID. The good news? Jen Hansel, our mortgage rockstar, will help handle all the details, so you don’t have to stress.

We’ll guide you through exactly what’s needed, but typically, you’ll need pay stubs, tax returns, bank statements, and ID. The good news? Jen Hansel, our mortgage rockstar, will help handle all the details, so you don’t have to stress.

It depends! Some loans allow as little as 3% down, and there are even zero-down options available. During our Discovery Call, I’ll review your financial picture with you and help structure the best mortgage strategy to build your wealth—because buying a home isn’t just about getting the keys, it’s about setting yourself up for long-term financial success.

A pre-qualification is a quick estimate of what you might be able to borrow, but a pre-approval is the real deal—it means I’ve reviewed your income, credit, and assets so you can shop with confidence and stand out to sellers. And because communication is our thing, we’ll keep you updated throughout the process so you always know what’s next.

Absolutely not! My team and I believe great relationships and communication are the key to success. That means you’ll hear from us regularly, and so will your real estate agent. You’ll always know where things stand, what’s next, and when you can expect to close.

We’re not just about loans—we’re about helping you build wealth and reach your financial goals. We take the time to structure a mortgage that works for you now and in the future. Plus, banks are known for being slow and impersonal. We’re the opposite. With faster closings, clear communication, and a team that actually picks up the phone, we make sure your experience is smooth from day one.