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The Yi Team – Mortgage on a Mission

The Yi Team - Mortgage on a Mission

Mortgage Experts in Rockville, MD

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  • ABOUT
    • About Us
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  • CONTACT
  • LET’S GET STARTED
    • Apply With Chong Yi
    • Apply With Derek Harman
    • Apply With Erin Finke
    • Apply with Jessica Smith
    • Apply With John Walowac
    • Apply with Jon Ingram
    • Apply with Paul Defngin
    • Apply with Christa Fitch
    • More About Each Mortgage Advisor

Erin Finke, Producing Sales Manager

Erin Finke, Producing Sales Manager

“Like you, my home is my retreat and the backdrop to my family life, so it’s our goal to make sure you get into your home smoothly and on time.”

erin@theyiteam.com
Let’s Get Started
Read My Reviews

Erin Finke, Producing Sales Manager, NMLS #536279

My job starts when you’ve decided to purchase a home! As a team leader, I oversee the success of the entire Mortgage On A Mission branch by providing strategic support, aiding with questions, and ensuring the successful settlement of each home buyer and homeowner. Whether you are saving money by refinancing your existing mortgage, OR you are taking the leap in to purchasing the home of your dreams – we are so excited to help.  I cannot imagine a career better suited for me than helping others achieve the dream of homeownership. Moreover, helping you build the pride that happens when you purchase a home for your family to make a life!

When I’m not at work, I’m spending time at home with my husband, and our two awesome kids. Our black lab Montego is our first baby of course and we love to get out of the house to hike and enjoy the outdoors. In the winter, you’ll find us on the slopes, something Chong and I have in common, a love for skiing! I love our team and Mortgage On A Mission is one big family!


Meet Your Amazing Team!

You have a talented team of mortgage specialists who are in your corner! Take a look behind the scenes and see how your mortgage will come to life.

Erin Finke, Producing Sales Manager

Erin Finke

Producing Sales Manager

You’ve already been working alongside Erin. She is the quarterback of our team. Once she has structured your loan to your unique specification, a plan is mapped out, and your loan documents are prepared and sent to you for completion.

Jennifer Hansel, Production Partner

Jennifer Hansel

Production Partner

Jen will be your new best friend. She gathers all the documents and information to make sure your loan goes through the underwriting process without a hitch.

Alicia Newberry, The Yi Team Mortgage

Alicia Newberry

Senior Loan Processor

Alicia takes allllll the information that’s been collected and analyzes it so it can be presented in the best way possible to the underwriters. You probably won’t hear from Alicia directly, but just know you need her on your team. She’s gonna make you look good.



Let’s Get Started

Finke Team

Find out what people are saying about Team Finke

We strive to give every borrower and referral partner a 5 star service. We have over 100 testimonials to back that up. Click below for our Experience.com reviews to see what others are saying!

Read Our Reviews

How Does This Work?

Although every loan is different, there are a few basics that you can expect to have happen when you apply for a home loan with Mortgage On A Mission.

The first one is great customer service! Expect to be wowed by these easy steps to start building your wealth with a well-planned mortgage.

We are dedicated to making your mortgage experience as easy as possible. We’ve developed a straightforward process for our home buyers that begins with a simple conversation and ends with a happy homeowner. Before you formally apply, we’ll start with a great conversation.

Start With A Conversation & Pre-Approval

Let’s get to know each other. We’ll talk over your home financing goals, set expectations for the process, and review your entire financial picture. It’s important to know how your loan works for you!

A crucial step in the mortgage process, getting pre-approved prevents you from missing out on your dream home, helps determine your budget and embeds any offer you might make with the weight of an entire local lending team.

Mortgage 101
Fill Out The Loan Application Online

With the help of your lending team, we’ll use the documents you’ve gathered for your online form to complete the loan application. Then, we’ll get to work on preparing your documents for you to complete.

Documents You Might Need
Get All Necessary Docs In ASAP

The most time-sensitive step in the process, at this stage your loan disclosure documents will be prepared and sent to you to be signed. Complete this step as soon as you receive disclosures and be sure to send in all supporting documents with them!

Understanding Your Mortgage Payment
Processing & Underwriting

Now the ball is in our court. Our in-house team of processors will work collaboratively and efficiently to review financial documents, order reports such as appraisal, and prepare your loan file for Underwriting.

An Underwriter will review your loan file to verify it meets lending requirements. This is when your loan is conditionally approved. If any further documents are needed we will let you know.

What Is An Appraisal?
Clear To Close!

The path to homeownership is clear! Expect to receive a Closing Disclosure outlining the terms of your loan shortly.
Be sure to sign your Closing Disclosure 3 days before settlement as required to close on time!

Start Your Journey
FAQ Mortgages During Quarantine

Let’s Get Started On Your Journey to Homeownership

A well planned mortgage helps to build your long term wealth.

Custom home loans designed to help you reach your goals,
with real people who guide you every step of the way,
for the life of your home loan.

Let’s Get Started

What’s Your Home Worth?

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Licensed in MD, DC, VA, DE, PA, WV, SC, GA, FL and IL

© 2023 · Mortgage on a Mission · All Rights Reserved
The Yi Team is DBA of Vellum Mortgage, Inc. LLC NMLS #1657323– nmlsconsumeraccess.org – Equal Housing Lender.