“I’m the best friend that you never thought you wanted, who cares JUST as much about your loan closing as you do!”
Jennifer Hansel, Production Partner
My job at Mortgage On A Mission begins as soon as your loan disclosures are completed. I orchestrate and communicate with you and all parties throughout the processing and underwriting stages of your loan. I’m the best friend that you never thought you wanted, who cares JUST as much about your loan closing as you do!
I am happiest when I am spending time with my husband, Ryan, and two kids, Carter and Avery. I am so proud of the home we have built here in Maryland, but love to travel back “home” to upstate New York to visit family and friends. Unlike Chong and Erin, you won’t find me on the slopes! During the summer, you’re likely to catch the Hansels at the pool!
Jen was kind enough to share her personal battle with breast cancer, here. Find out about Dignacaps on her Instagram account.
How Does This Work?
Although every loan is different, there are a few basics that you can expect to have happen when you apply for a home loan with Mortgage On A Mission.
The first one is great customer service! Expect to be wowed by these easy steps to start building your wealth with a well-planned mortgage.
We are dedicated to making your mortgage experience as easy as possible. We’ve developed a straightforward process for our home buyers that begins with a simple conversation and ends with a happy homeowner. Before you formally apply, we’ll start with a great conversation.
Start With A Conversation & Pre-Approval
Let’s get to know each other. We’ll talk over your home financing goals, set expectations for the process, and review your entire financial picture. It’s important to know how your loan works for you!
A crucial step in the mortgage process, getting pre-approved prevents you from missing out on your dream home, helps determine your budget and embeds any offer you might make with the weight of an entire local lending team.
Fill Out The Loan Application Online
With the help of your lending team, we’ll use the documents you’ve gathered for your online form to complete the loan application. Then, we’ll get to work on preparing your documents for you to complete.
Get All Necessary Docs In ASAP
The most time-sensitive step in the process, at this stage your loan disclosure documents will be prepared and sent to you to be signed. Complete this step as soon as you receive disclosures and be sure to send in all supporting documents with them!
Processing & Underwriting
Now the ball is in our court. Our in-house team of processors will work collaboratively and efficiently to review financial documents, order reports such as appraisal, and prepare your loan file for Underwriting.
An Underwriter will review your loan file to verify it meets lending requirements. This is when your loan is conditionally approved. If any further documents are needed we will let you know.
Clear To Close!
The path to homeownership is clear! Expect to receive a Closing Disclosure outlining the terms of your loan shortly.
Be sure to sign your Closing Disclosure 3 days before settlement as required to close on time!
