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THE YI TEAM IS A PROUD SUPPORTER OF AMERICAN CANCER SOCIETY

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The Yi Team - Mortgage on a Mission

Mortgage Experts in Rockville, MD

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Christa Fitch, Production Partner

Christa Fitch

“I will work with you and everyone involved in your loan process to ensure a smooth process until the very end. I will treat your loan as if it is my own!”

christa@theyiteam.com
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Christa Fitch, Production Partner, NMLS #1792406

Our relationship begins as soon as you complete your application. I will work with you and everyone involved in your loan process to ensure a smooth process until the very end. I will treat your loan as if it is my own!

I live in Northern Virginia with my husband, Jonathan, and four kids, Christopher, Ethan, Riley and Graceyn. My immediate and large extended family keep me busy in my “free” time. Just call me the Chaos Coordinator! I love hosting family gatherings, beach trips and quiet nights with a glass of wine.

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mortgagemama.dmv

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I absolutely love the history of Montgomery County. I have lived here for over 30 years yet there is always more to learn and appreciate. I had the pleasure to touring some of Montgomery County’s most historic homes today, and it was a fantastic!!! The homeowners shared all of the history, their personal stories, and of course THEIR HOMES! If was my first year attending but I will be sure to share the registration with all of you for further tours. It was awesome. Amazing work @historicagreserve 

#saveoldhouses #agreserve #agriculturalreservemd #poolesville #boyds #bealsville #homehistory #homes #realestate
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He doesn’t act 56!! 

#lovewhatyoudo 
#mortgagelender 
#funnystuff 
#fyp
#boss
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PSA for those considering a a first-time purchase in Maryland! 

Not all first time buyers will qualify but if you don’t ask you won’t know! Other qualifications are considered such as credit score, first time buyer status, debt to income ratio and income limits. 

AMI (Area Median Income) is determined by location. DM me for more details 

#firsttimehomebuyer
#mortgagelender 
#homebuying101 
#marylandmortgageprogram
#realestate 
#realtor
#mortgagetips
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When in doubt, bring @taylorswift in to the mix! 

#mortgage #loveyourjob #mortgagelender #firsttimehomebuyer #realestate #office
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#1 Open up a high-yield savings account. Set up a direct deposit from your paycheck to your high-yield savings account each pay payroll. Not only does this accelerate your savings for down payment, but it also helps you get used to a payment higher than your current rent each month. 

#2 Discipline yourself!!! Speak to a lender now to understand a realistic payment for the home you’d like so you can begin adjusting your operating budget. AKA pay attention to the money you’re spending each month to highlight where you can save! 

#3 Like any goal, you’ll find success sooner if you break the goal down in to small, actionable steps. For example, setting up the direct deposit ✅ contacting HR to set aside $X.XX per pay period ✅ reviewing your expenses ✅ cancelling subscriptions ✅ speaking a helpful lender who can guide you on realistic payment ✅ 
Identify the steps that will help you achieve the goal of buying a home and tape them to your bathroom mirror! You’ll be amazed at how motivated and successful you will be when it’s top of mind. 

You are capable of ANYTHING if you decide you WANT to make it happen. && guess what? We can help!! 🩷🏆🏡 

#realestate #homebuyingtips #homebuying #mortgagehelp #goalsetting #firsttimehomebuyer #mortgagelender #mortgage101 #mortgagetips #realtor #mortgageloans
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#OOO #familytime❤️
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There are some days in this line of work that are just so hard. 

Like, “why do I let people treat me poorly” hard. It happens, way more often than you’d think! Being spoken down to, spoken over, and generally just lack of kindness. 

But then, there are days like today, when a sweet client surprises me AND @jenhansel EACH with a treat to say thank you for all that we’ve done to help them. They DID not have to take money out of their pocket to send us chocolate covered strawberries. But they did. And it means the WORLD TO US 🥹🥰 

You know who you are!! 🫶🏻🫶🏻🫶🏻🫶🏻

#clientlove #clients #clientappreciation #mortgage #realestate #goodnews
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PSA for all home owners who purchased a home in 2020, 2021 and even some of 2022! Could you possibly remove your mortgage insurance? 

#mortgagetips  #mortgagetipandtricks #mortgageadvice #savingmoney #realestate #realtor #mortgagelender
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We all need a little comic relief 😮‍💨 #husbandprank #pranks #mortgage
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Volatility creates confusion and worry - which makes people more susceptible to being taken advantage. I hate that there is so much predatory behavior that still exists! Please read the fine print. OR send to me, and I’ll read it for you 😇
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Debt-to-income for Travel Nurses. White paper house cutout in front of brown moving boxes.

How a Travel Nurse Overcame a High Debt-to-Income Ratio to Buy a Home

Kellie Hodges

The Dream Home That Felt Just Out of Reach Because of High Debt-to-Income Emma had spent years on the road as a travel nurse. She loved the adventure, the new cities, and the flexibility of her job. But after years of moving from one short-term rental to another, she was ready for something more—her own…

Continue Reading How a Travel Nurse Overcame a High Debt-to-Income Ratio to Buy a Home

Home loan programs for Spanish speakers guide

Home Loan Programs for Spanish Speakers: How The Yi Team Supports Spanish-Speaking Homebuyers

Kellie Hodges

Buying a home can be exciting—but if English isn’t your first language, the process can feel intimidating. Confusing paperwork, unfamiliar terms, and limited access to support in Spanish can quickly turn your dream into stress. That’s why having a team who truly understands your journey—and your language—makes all the difference. In the DMV area (D.C.,…

Continue Reading Home Loan Programs for Spanish Speakers: How The Yi Team Supports Spanish-Speaking Homebuyers

Fast Home Loans for this Kitchen island and black cabinets.

Fast Home Loans That Helped One Family Closed Before Their Baby Arrived

Kellie Hodges

Looking for Fast Home Loans? Here’s How One Family Closed in Record Time For most homebuyers, purchasing a home is an exciting but overwhelming process—filled with paperwork, deadlines, and financial decisions. But for Tavion and John, there was an extra layer of urgency. With their second child arriving in just a few weeks, they faced…

Continue Reading Fast Home Loans That Helped One Family Closed Before Their Baby Arrived

FAQ Mortgages During Quarantine

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with real people who guide you every step of the way,
for the life of your home loan.

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