“I will do my best to facilitate the loan process to insure your loan closes fast and smoothly.”
John Walowac, Senior Mortgage Banker, NMLS #1414681
John Walowac is a mortgage loan professional that can easily help you navigate through every step of the loan process. As a Mortgage Loan Officer, he guarantees he can assist you with any of the questions or concerns that may arise during the loan process.
John was born and raised in the greater Northern Virginia area. He gained his business expertise while attending Essex College in Baltimore, Md., where he also played college baseball. After college, he put practice into play, as he managed a successful small business in Arlington, Virginia for well over a decade. During that time, John also moonlighted as the Golf Pro for Virginia Golf Center for 15 years. If not in the office, you will most definitely find John enjoying the outdoors. He is an avid fisherman and golfer. First and foremost, he is a devoted husband to his wife, Elizabeth, and father to his four children Jake, Sarah and twins Zach and Gabby. John will do his best to facilitate the loan process to insure your loan closes fast and smoothly. He knows the mortgage process can be intimidating to some, but he is confident that he has the knowledge and expertise that will put you at ease during the process. John considers it a privilege to assist you with your mortgage financing needs.
About Team Walowac
You have a talented team of mortgage specialists who are in your corner! Take a look behind the scenes and see how your mortgage will come to life.
John Walowac
Senior Mortgage Advisor
You’ve probably already talked to John. He is the quarterback of this team. Once he has structured your loan to accomplish all your goals, your loan will be passed on to Christa.
Christa Fitch
Production Partner
You’ll hear from Christa as soon as you complete your application. She will work with you and everyone involved in your loan process to ensure a smooth process until the very end. Christa treats every loan as if it were her own!
Alicia Newberry
Senior Loan Processor
Alicia takes all the information that’s been collected and analyzes it so it can be presented in the best way possible to the underwriters. You probably won’t hear from Alicia directly, but just know that you need her on your team. She’s gonna make you look good!
What people are saying about Team Walowac
We strive to give every borrower and referral partner a 5 star service. We have dozens of testimonials to back that up. Click below for our Experience.com reviews to see what others are saying!
How Does This Work?
Although every loan is different, there are a few basics that you can expect to have happen when you apply for a home loan with Mortgage On A Mission.
The first one is great customer service! Expect to be wowed by these easy steps to start building your wealth with a well-planned mortgage.
We are dedicated to making your mortgage experience as easy as possible. We’ve developed a straightforward process for our home buyers that begins with a simple conversation and ends with a happy homeowner. Before you formally apply, we’ll start with a great conversation.
Start With A Conversation & Pre-Approval
Let’s get to know each other. We’ll talk over your home financing goals, set expectations for the process, and review your entire financial picture. It’s important to know how your loan works for you!
A crucial step in the mortgage process, getting pre-approved prevents you from missing out on your dream home, helps determine your budget and embeds any offer you might make with the weight of an entire local lending team.
Fill Out The Loan Application Online
With the help of your lending team, we’ll use the documents you’ve gathered for your online form to complete the loan application. Then, we’ll get to work on preparing your documents for you to complete.
Get All Necessary Docs In ASAP
The most time-sensitive step in the process, at this stage your loan disclosure documents will be prepared and sent to you to be signed. Complete this step as soon as you receive disclosures and be sure to send in all supporting documents with them!
Processing & Underwriting
Now the ball is in our court. Our in-house team of processors will work collaboratively and efficiently to review financial documents, order reports such as appraisal, and prepare your loan file for Underwriting.
An Underwriter will review your loan file to verify it meets lending requirements. This is when your loan is conditionally approved. If any further documents are needed we will let you know.
Clear To Close!
The path to homeownership is clear! Expect to receive a Closing Disclosure outlining the terms of your loan shortly.
Be sure to sign your Closing Disclosure 3 days before settlement as required to close on time!